Know what you can afford is the first rule of home buying, and that depends on how much income and how much debt you have. In general, lenders don't want borrowers to spend more than 28 percent of their gross income per month on a mortgage payment or more than 36 percent on debts. It pays to check with several lenders before you start searching for a home. Most will be happy to roughly calculate what you can afford and qualify you for a loan.
LOCAL LENDERS
Chemical Bank
Tina Lehmann
Clare, MI.
989-3866210
Fax 989-386-9479
Genisys Mortgage Inc.
Levon Garbooshian
Cadillac, MI.
800-382-0035
Fax 231-779-9067
JP Morgan Chase
Amy Bleck
Purdenville, MI.
989-366-5394
Fax 866-626-0516
Affordable Mortgage
Jim
Beaverton, MI.
989-435-2500
Fax 989-435-2525
Academy Mortgage Corp.
Rick Ervin NMLS # 169457
Mt. Pleasant, MI.
989-775-8700
Rick.Ervin@AcademyMortgage.com
Commercial Bank
Sandra Lucksted
Mt. Pleasant, MI.
989-775-0355
Fax 989-779-1946
Wells Fargo Home Mortgage
Roberta Lacovoni
Midland, MI.
989-633-9003
Fax 989-633-9031
The Prime Financial Group
John Alexander
Gladwin, MI.
800-850-0490
Fax 989-239-0418
GreenStone Farm Credit Services
Nancy Baauw
Mt. Pleasant, MI.
877-280-5995
Fax 989-773-3728
Prime Lending
Chuck Ames
Mt. Pleasant
989-546-4266
Fax 989-726-4165
Executive Mortgage of MI
Craig Marcoux
Saginaw
866-828-7334
Fax 989-791-4178
Sierra Pacific Mortgage
Jerry King
Midland MI.
PH# 989-631-0888
Fax# 989-631-2288
jerry.king@spm1.com
Wolverine Bank
Sharron Starks
Midland MI.
PH#989-839-8777
Fax# 989-631-0881
Isabella Bank
Roger Williams
Clare, MI.
989-386-4500 Ext. 6577
Fax# 989-386-9931
ColeTaylor Mortgage
Jennifer LeVeck
East Lansing
Ph 517-324-0400
Fax# 847-698-8345
Union Home Mortgage
Deborah J. Tolpa
Midland, MI.
Ph# 989-488-4965
dtolpa@unionhomemortgage.com
Chase
Rhonda Weller
Troy, MI.
1-800-869-6852 Ext. 3610118
Fax# 866-419-2338
rhonda.l.delaney@chase.com
Members First CU Mortgage
Dallas Gerow
855-835-6328 Ext. 1246
dgerow@mfcu.net
If you have any questions, please contact us below.
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